AFCASH

What is AFCASH?
AFCASH is Africunia's own digital currency which is open for purchase during the Initial Coin Offering (ICO).

AFCASH will not just be a Cryptocurrency, rather it will create an ecosystem that will help bridge the gap between Fiat Currency and the Crypto Universe and enable users globally, but especially in Africa, to help themselves.
The AFCASH platform will unify all transactional aspects that are usually handled using the fiat currencies and provide multiple crypto-related services in one place.

How can I invest in AFRICUNIA Bank?
AFRICUNIA Bank will issue tokens through an ICO for each fund. To invest in the firm, the shareholders will be required to buy AFCASH Tokens during the ICO. The AFCASH pre-order will open on 1st December 2017 and run up to 31st December 2017.

AFCASH’s ICO began on 1st January 2018 and run for 5 months up to 31st May 2018. After the ICO is over the tokens can be withdrawn from the ICO platform and participants will also have exclusive rights to the company's revenue, and you can begin to receive an immediate income stream from
the first fund that will be created on the AFRICUNIA platform.
      
Dear AFRICUNIA Community,
You don't become enormously successful without encountering and overcoming a number of extremely challenging problems and AFRICUNIA BANK Project is no different.
While thanking you for your unflinching support all these while, we continue to urge you to support our cause!

The AFCASH Team!

AFRICUNIA has well thought out sales plan for pre-ICO and ICO. There would be Bounty Campaigns to ensure an exceptional response to the pre-ICO and ICO. This will encourage Campaigners. AFRICUNIA Bank will offer 2% of all the tokens released during the ICO for the bounty campaigns.

AFRICUNIA's Bounty Campaigns for various marketing platforms are as under (% of Bounty Pool Allocation):

• Facebook Campaign (10%)
• Twitter Campaign (10%)
• Instagram/ Youtube/Google Plus/ Steemit Campaign (10%)
• AFRICUNIA Bitcointalk Thread Campaign (10%)
• AFRICUNIA Bitcointalk Signature Campaign (15%)
• AFRICUNIA Bitcointalk Translation Campaign (15%)
• AFRICUNIA Thread Support / Bloggers Exclusive Campaign Support (30%)

This will ensure highly successful sales figures.

AFRICUNIA will use social media and digital channels for the sales of the product and service offerings of AFRICUNIA BANK and Financial Marketplace. Additionally, the traditional media like TV Radio and Print Media, would be used by AFRICUNIA, particularly for the traditional markets and customer segments.

The word-of-the-mouth sales and advertising style would also be tapped for business and sales generation.

The relative advantages of APCA technology developed internally by AFRICUNIA include:

        

Transparency:

Changes to public Blockchains are publicly viewable by all parties creating transparency, and all transactions are immutable, meaning they cannot be altered or deleted.

Low Costs:

By eliminating third party intermediaries and overhead costs for exchanging assets, Blockchains have the potential to greatly reduce transaction fees.

Faster Transactions:

Interbank transactions can potentially take days for clearing and final settlement, especially outside of working hours. Blockchain transactions can reduce transaction times to minutes and are processed 24/7.

Confidentiality:

All transactions being added to a single public ledger, any wallet addresses is random characters that cannot inherently be associated with a specific individual. This enables a high degree of privacy when required.

Security and Integrity:

Blockchain is maintained by a large network of participants, no one actor can easily gain enough influence to submit a fraudulent transaction or successfully alter recorded data. Users can trust that transactions will be executed securely.

Complete Data:

Blockchain data is complete, consistent, timely, accurate, and widely available.

In a nutshell, AFCASH will be based on AFRICUNIA PROTOCOL CONCENSUS ALGORITHM (own network system), which not only performs all the functions of Bitcoin and Ethereum system; but it is also highly programmable.

AFRICUNIA PROTOCOL CONCENSUS ALGORITHM (APCA) -

Enhanced Version of Blockchain Technology, developed internally by AFRICUNIA

AFRICUNIA is adopting an enhanced version of Blockchain Technology. Blockchain, the backbone technology, is one of the hottest and most promising technologies currently in the market. The Blockchain or Distributed Ledgers that have emerged in recent years offers qualitatively different solution to the problems in payment systems and financial services. Smart contract, or code executed on the Blockchain, bring significant advantages over existing applications and frameworks of operation. Open Blockchain have many properties that set them apart from the centralized databases typically used to record information and traditional systems used in the old fashioned commercial banks.

AFRICUNIA is developing own network from the scratch, which is parallel to Bitcoin, Ethereum, etc., and on top of that, includes many latest technological advances. In own lab, AFRICUNIA is developing AFRICUNIA PROTOCOL CONCENSUS ALGORITHM (APCA).

AFRICUNIA has a grand vision and is building a digital bank for the Blockchain era. AFRICUNIA BANK will provide various services of traditional bank like:

• Payments including payment processing, debit cards, and Interbank Foreign Exchange Transactions. It will support both traditional fiat currencies as well as cryptocurrencies.
• Loans and deposits will be a key service of AFRICUNIA BANK. Current deposits will also receive interest just as savings do. All AFRICUNIA clients will be able to benefit from the good interest rates due to proprietary information about borrowers cash flow, as most loans will be given to individual and business clients who use AFRICUNIA's payment processing solution and AFCASH.
• Investments including low cost investment products such as equity traded funds (ETFs), crypto-funds including a portfolio of various crypto assets, cryptocurrencies and crypto tokens, etc.

In addition to providing the traditional banking services and functions; AFRICUNIA BANK will be a new digital age bank with customer centric approach based on blue ocean strategy and will serve the bottom of the pyramid of African population with innovative, ultra-fast and low cost services. It will be a truly borderless bank of global scale with a global currency i.e. AFCASH digital currency. It will end the monopoly of the elite of a few countries on the global financial assets and will empower the common man and investors of not only Africa but also of all the countries of the world.

AFRICUNIA BANK will provide a transparent system for digital currency, transactions, in a secure technological environment, minimizing the chances of fraud/theft as well as wide fluctuations in the value of the digital currency AFCASH. AFRICUNIA BANK will also comply with the relevant regulations in the countries with technological understanding of digital currencies.

AFRICUNIA BANK will provide best of the both worlds - Off-chain and On- chain - by building a decentralized banking backbone, where everyone will benefit

from best standards with a meritocratic and transparent cyber age digital banking system.

AFCASH will be listed on major cryptocurrency exchanges after successful pre- ICO and ICO. Listing at all major cryptocurrency exchanges will provide easy transaction facilities to all the investors and customers.

This is a perfect statement about some realities which most of us ignore or don't know. With some few exceptions, fiat money is nothing worth today. If there were no manipulation from corrupt governments or other obscure circles, some countries would have greatest values against their fiat currency, e.g. Democratic Republic of Congo.
Since they have not, our technology might be very helpful to put these sick systems in order and under transparent control.

Furthermore Afcash will serve as a substitute of the local currency until the local system is in order. Since the sovereignty of a country will always be an important aspect of their identity, Afcash will stay as parallel currency for easier handling of important transactions.

Compared to paypal and other similar systems, Afcash is definitively less costly and more transparent. Besides that, those systems rely 100% on the banking system eventually.

So, many most important aspects are in favour of Afcash. Sustainability and prosperity will be a core competence of Afcash.
Don't miss the chance and get your Afcash TODAY!

 Happy Chinese New Year!!!

Gǒu nián jí xiáng – Good luck for the year of the dog!


Yī běn wàn lì – Hope you put in a small investment and reap a huge profit!

www.africunia.com

Ladies and Gentlemen!

Roses are red…

Violets are blue…

AFRICUNIA logo is gold…

Surprise your valentine with these 3 ways of saying I love you:

1.  Watch our AFCASH Animation Video https://www.youtube.com/watch?v=M5jXt16hBUM and show them a new way of life. Because, why not?

2.  Open a FREE AFCASH WALLET for them at: https://www.africunia.com/user/v2/
Yes, it is indeed FREE!
Invest in their lives by buying them $10 worth of AFCASH.
It truly worth it!

Have Something Else in Mind?

3.  Share the love! Give yourself 10% Bonus gift by referring your friends to their financial emancipation here: www.africunia.com

Happy Valentines Day to us all!

AFRICUNIA BANK TEAM!

You can find a comprehensive AFRICUNIA Bounty program guide in our BLOG POST here: https://africunia.com/index.php/bounty-campaigns-africunia-banks/

During the Crowdfunding, 1 AFCASH Token will be provided for the equivalent of every $0.10 US dollars donated. Referral Bonuses will be available during the 4 months of the Crowdfunding as follows:

10% Bonus shall be given to referrals whose referred friends successfully purchased AFCASH Tokens.

The bonus will be immediately added to the number of tokens you receive as a result of your referral. The total investment will be visible on your balance.

We won't be providing any bulk discounts.

IMPORTANT CHANGES ON AFCASH TOKEN STRUCTURE AND PRICE!

Ladies and Gentlemen, we believe your day was great. Permit us to use this medium to announce series of structural and tactical changes in AFRICUNIA project. After several advice from professionals who have travelled this road before us in the last couple of months, we have come to implement some needed changes in our programme and offers.

1. Effective from the 1st of February 2018 we are reducing the number of AFCASH Tokens issued from 1 billion Tokens to 500 million Tokens and which shall be sold at the price of $0.10 cent per AFCASH. This will be reflected on our Whitepaper and Business Prospectus and in every other known platforms where our token distribution and price is listed.

2. As a result of considerable delays in the take off of our ICO we are extending the duration of it therefore to the 31st of March 2018 in order to accommodate potential public investors.

3. We understand one of the very first questions gushing through your mind rightnow is what happens to those of us who had invested earlier? Well, do not panic...we have your interest at heart and thus we have taken steps to ensure you are accommodated in this new price scheme. What does that mean? Please kindly login to your wallets and you will notice that your number of AFCASH Tokens have increased to reflect the new price of $0.10/AFCASH. And by the way we are generous enough to leave you with the bonuses eventhough we are not offering bonuses under this new $0.10 price. Please don't forget to thank us :)

4. In the light of the above, we are moving with the speed of light to amend several things on our website and exchange platform and in various other social media platform where applicable.

Remember our ICO is still on course. Please signup for your free AFCASH Wallet here: www.africunia.com and be part of AFRICUNIA Digital Bank building block.

At this juncture we once again ask for your support and active participation in this journey to the top.

Thank you all.

AFRICUNIA TEAM!
www.africunia.com

Hello Ladies & Gentlemen,

We are pleased to announce the Pre-Launch of Ecobank Agency Banking Network, operated by O-MOBILE (www.omobilebanking.com ; http://www.omobileacademy.com) and AGRICUNIA DEVELOPMENT FUND (www.africunia.com) powered by AFRICUNIA BANK from the 7th to 10th of February 2018 in Lagos, Nigeria.

In the light of the above, there will be series of weekly lunch Meetings prior to the main launching day and the next lunch Meeting will take place on Thursday, the 31st January 2018.



Attendance is FREE for people who have registered to be a Ecobank Merchants or Agents and have deposited the mandatory fee of (120,000 Naira + 15,000 Naira) to operate the Agency Banking Centres. Other categories of particpants would pay 3,000 Naira into O-Mobile Multimedia Limited's Zenith Bank Account Number: 1014947347, in order to attend the program.



The Venue of the Lunch Meeting would be:
         
1, hospital Rd, old prison Ground opp, st Nicholas Hospital, Lagos Island, Lagos

Time is 12:00 pm to 3:00 pM

To become an Ecobank Agency Banker please complete the attached form and return to our office.

We are looking forward to meeting you at the Lunch Meeting come this Wednesday

Register here:
 https://docs.google.com/forms/d/1Gi5TkMygBo4tydvjlTdO1VRMHL0P6ovp6Lkst4T8c9A/prefill

Thank you.

O-MOBILE & AFRICUNIA BANK

Join our ICO!!!

How can one make payment for AFCASH Tokens during the ICO?
AFRICUNIA will allow participants to invest using some or all of the following methods:
• Direct Credit or Debit card purchase that will be availed on the website.
• Using the Naira, US Dollar, Euro, and Pounds Sterling fiat currencies using Debit/Credit Cards and SWIFT transfer.
• Direct purchase on the website using the following cryptocurrencies: Bitcoin, Ethereum, Litecoin, Dofge, Monero etc.

How many AFCASH Coins will ever be produced?
10,000,000,000 AFCASH Coins

How many AFCASH coins will be released into circulation yearly
1,000,000,000 AFCASH Coins?

What is the minimum amount of AFCASH I can buy?
Minimum investment 1 AFCASH = $1 USD

What do I stand to gain for buying AFCASH Token?

REVENUE SHARING:
At the end each Financial Year, 20% of AFRICUNIA Bank’s Profit will be distributed among all Holders of AFCASH Token, based on each Holder’s Share of total amount of Tokens issued, and this will be automatically paid out to users respective Wallets. In other words, you are entitled to AFRICUNIA Bank’s revenue. Consider this as a Passive Income.

Join our Telegram Group for more info, training and updates:
t.me/africunia

Register and buy AFCASH
https://africunia.com/user/index.php?r=LJTAYVQ

Africunia Wallet

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African Bank ICO is kicked off!!!
Participate and get your financial freedom!

Register here!