AFRICUNIA has a grand vision and is building a digital bank for the Blockchain era. AFRICUNIA BANK will provide various services of traditional bank like:

• Payments including payment processing, debit cards, and Interbank Foreign Exchange Transactions. It will support both traditional fiat currencies as well as cryptocurrencies.
• Loans and deposits will be a key service of AFRICUNIA BANK. Current deposits will also receive interest just as savings do. All AFRICUNIA clients will be able to benefit from the good interest rates due to proprietary information about borrowers cash flow, as most loans will be given to individual and business clients who use AFRICUNIA's payment processing solution and AFCASH.
• Investments including low cost investment products such as equity traded funds (ETFs), crypto-funds including a portfolio of various crypto assets, cryptocurrencies and crypto tokens, etc.

In addition to providing the traditional banking services and functions; AFRICUNIA BANK will be a new digital age bank with customer centric approach based on blue ocean strategy and will serve the bottom of the pyramid of African population with innovative, ultra-fast and low cost services. It will be a truly borderless bank of global scale with a global currency i.e. AFCASH digital currency. It will end the monopoly of the elite of a few countries on the global financial assets and will empower the common man and investors of not only Africa but also of all the countries of the world.

AFRICUNIA BANK will provide a transparent system for digital currency, transactions, in a secure technological environment, minimizing the chances of fraud/theft as well as wide fluctuations in the value of the digital currency AFCASH. AFRICUNIA BANK will also comply with the relevant regulations in the countries with technological understanding of digital currencies.

AFRICUNIA BANK will provide best of the both worlds - Off-chain and On- chain - by building a decentralized banking backbone, where everyone will benefit

from best standards with a meritocratic and transparent cyber age digital banking system.

AFCASH will be listed on major cryptocurrency exchanges after successful pre- ICO and ICO. Listing at all major cryptocurrency exchanges will provide easy transaction facilities to all the investors and customers.